Legal policy and terms
Tortuga Creations Pty Ltd (ABN 66 697 794 942)
Life Resources Portal — Legal Documents
Effective Date: June 2026
In short: We collect no personal data. Everything stays on your device. This app provides general information, not professional advice.
Privacy Policy
Overview
The Life Resources Portal ("the App") is published by Tortuga Creations Pty Ltd (ABN 66 697 794 942). This Privacy Policy explains how we handle information when you use the App.
Information We Collect
We do not collect, store, or transmit any personal information.
The App is designed to operate without requiring user accounts, registration, or personal data. Specifically:
• No personal information is collected (name, email, phone number, address)
• No location data is collected or stored by the App
• No analytics or tracking software is embedded in the App
• No cookies are used for tracking purposes
• No data is shared with third parties
• No advertising is displayed within the App
Data Stored on Your Device
The App stores the following data locally on your device only:
• Calendar events you create
• Shopping list items you add
• Budget entries you input
• Journal entries you write
• PIN code for journal protection (if set)
This data is stored using your device's local storage and never leaves your device. It is not transmitted to any server, cloud service, or third party. If you delete the App, this data is permanently removed.
AI Chat Feature (Ask Bot)
When you use the Ask Bot feature, your messages are sent to a server to generate responses. These messages are:
• Processed in real-time to generate a response
• Not stored, logged, or retained after the response is delivered
• Not used for training, analytics, or any other purpose
• Not linked to any personal identity
External Links
The App contains links to external websites and services (government resources, crisis hotlines, book retailers). When you tap these links, you leave the App and are subject to the privacy policies of those external sites. Tortuga Creations Pty Ltd is not responsible for the privacy practices of external websites.
Children's Privacy
The App is designed for
young adults aged 16 and over. We do not knowingly collect information from children under 16. The App contains crisis support resources that may be accessed by minors in need of help.
Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be reflected in the "Effective Date" above. Continued use of the App after changes constitutes acceptance of the updated policy.
Contact
For questions about this Privacy Policy, contact:
Tortuga Creations Pty Ltd
Email: phildiazwise@gmail.com
Website: www.tortugacreations.com.au
Copyright Notice
© 2026 Tortuga Creations Pty Ltd. All rights reserved.
The Life Resources Portal application, including but not limited to its design, layout, user interface, original written content, graphics, and source code, is the intellectual property of Tortuga Creations Pty Ltd.
What is protected
• The App's original written content, guides, and descriptions
• The App's visual design, layout, and user interface
• The App's source code and software architecture
• The Tortuga Creations name, logo, and brand identity
• The "Life Resources Portal" name and associated branding
What is not claimed
• Third-party book titles, author names, and publisher content (referenced for educational purposes under fair dealing)
• Government resource information and hotline numbers (public domain)
• External website content linked from within the App
• The Ask Izzy service and its data (owned by Infoxchange)
Reproduction
No part of this App may be reproduced, distributed, modified, or transmitted in any form without the prior written permission of Tortuga Creations Pty Ltd, except as permitted by Australian copyright law (Copyright Act 1968).
Trademark Notice
Tortuga Creationsâ„¢ and the Tortuga Creations logo are trademarks of Tortuga Creations Pty Ltd.
Life Resources Portalâ„¢ is a trademark of Tortuga Creations Pty Ltd.
These marks may not be used in connection with any product or service that is not affiliated with Tortuga Creations Pty Ltd, in any manner that is likely to cause confusion, or in any manner that disparages or discredits Tortuga Creations Pty Ltd.
All other trademarks, service marks, and trade names referenced in this App are the property of their respective owners.
Disclaimer
General Information Only
The Life Resources Portal is provided for general informational and educational purposes only. The content within this App does not constitute professional advice of any kind, including but not limited to:
• Financial advice
• Legal advice
• Medical or health advice
• Psychological or counselling advice
• Real estate or property advice
• Tax advice
No Professional Relationship
Use of this App does not create a professional-client relationship between you and Tortuga Creations Pty Ltd. The information provided is general in nature and may not be applicable to your specific circumstances.
Seek Professional Help
For matters relating to your personal finances, legal situation, health, or mental wellbeing, you should always seek advice from a qualified professional (accountant, lawyer, doctor, psychologist, or financial adviser) who can assess your individual circumstances.
Crisis Resources
The crisis hotlines and support services listed in this App are provided by independent third-party organizations. Tortuga Creations Pty Ltd does not operate, manage, or control these services. We provide links and contact details in good faith for the benefit of users, but we cannot guarantee the availability, accuracy, or quality of third-party services.
If you are in immediate danger, always call 000.
Accuracy of Information
While every effort has been made to ensure the accuracy of the information in this App, Tortuga Creations Pty Ltd makes no warranties or representations regarding the completeness, accuracy, reliability, or currency of the content. Government policies, phone numbers, addresses, and services may change without notice.
External Links
This App contains links to external websites. Tortuga Creations Pty Ltd does not endorse, control, or accept responsibility for the content of external websites. Inclusion of a link does not imply endorsement.
Limitation of Liability
To the maximum extent permitted by Australian law, Tortuga Creations Pty Ltd shall not be liable for any loss, damage, or injury arising from the use of this App or reliance on its content, including but not limited to:
• Direct, indirect, incidental, or consequential damages
• Loss of data stored locally on your device
• Actions taken based on information provided in the App
• Unavailability of third-party services linked from the App
Australian Consumer Law
Nothing in this disclaimer excludes, restricts, or modifies any rights you may have under the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010) or any other applicable legislation which cannot be excluded, restricted, or modified by agreement.
Governing Law
This disclaimer and your use of the App are governed by the laws of South Australia, Australia. Any disputes shall be subject to the exclusive jurisdiction of the courts of South Australia.
Last updated: June 2026
Tortuga Creations Pty Ltd
ABN 66 697 794 942